★ Built For Drivers · All 50 States ★
See Your Driver Coverage Options
In About 60 Seconds
Life insurance, living benefits and cash value built for truck drivers. Start with your ZIP code — free, no obligation, no credit pull.
Takes about 60 seconds · No medical exam for most drivers · $0 to check
Prefer to talk it through? Call (877) 507-3152
30+
A-Rated Carriers
5,000+
Families Protected
All 50
States Covered
60 sec
To See Options
When The Carrier's Benefits Stop, You Need A Plan That Doesn't.
Their Coverage
Most carrier group life coverage stops the day you leave the job
$7,848
Average funeral cost your family would still face
$0
Out of pocket to start your own driver plan
Your Coverage
A portable plan that moves with you, job to job
Why Drivers Choose IUL
Six Reasons It Beats What The Company Hands You
Tax-Free Retirement Income
Pull income from your cash value through policy loans, without a 1099 waiting for you in January.
Living Benefits
A heart attack, stroke or cancer diagnosis can pay out while you're alive — money you can use off the road.
Downside Protection
You share in index gains, but a market crash can't take your cash value backward. Zero is your floor.
It Follows You
It's your policy, not the carrier's. Switch companies or get your own authority and it rides along.
Flexible Premiums
Freight slows down, life doesn't. Adjust what you pay in without torching what you've built.
No Exam For Most
Most drivers get approved on health questions alone — no lab work, no clinic, no lost driving days.
How It Works
Three Steps, One Minute To Start
Enter Your ZIP
A few quick questions at the truck stop. No SSN, no credit pull, no cost.
We Shop 30+ Carriers
We match your age, health and driving setup against carriers that underwrite drivers well.
You See Real Numbers
Coverage, premium and projected cash value side by side, in plain English.
Takes about 60 seconds · No medical exam for most drivers · $0 to check
From The Cab
Drivers We've Helped
“Eighteen years on the road and nobody ever explained this in words I could use. One call, no exam, and I finally know exactly what my wife gets.”
“What sold me was the cash part. It builds while I drive, it's protected when the market drops, and I can get to it without begging a bank.”
“My buddy had a heart attack at 51 and his policy paid him while he was still alive. That's what got me to finally sit down and do this.”
Based on real client experiences; names changed for privacy. Individual results and coverage vary by state, carrier, age and health.
Straight Answers
Frequently Asked
What exactly is an IUL?+
Indexed Universal Life is permanent life insurance with a cash value account that earns interest tied to a market index. You get a death benefit for your family plus a growing account you can borrow against later, tax-free.
I'm a company driver — does this still apply?+
Yes. A company benefits package usually ends the day you leave. This policy is owned by you, so it follows you between carriers or into your own authority.
Do I need a medical exam?+
Most drivers don't. Many carriers approve on health questions and database checks alone. If your health history calls for more, we'll tell you upfront.
What does it cost to check?+
Nothing. The questionnaire is free, there's no obligation, and we never pull your credit or ask for a Social Security number to show you options.
What if I have sleep apnea, diabetes or high BP?+
Common driver conditions are underwritten every day. Carriers rate them very differently, which is exactly why we shop 30+ of them instead of one.
Sixty Seconds Now. Decades Of Cover Later.
See what you qualify for before your next load. Free, no obligation, no credit pull.
Takes about 60 seconds · No medical exam for most drivers · $0 to check
Or talk to a licensed agent now: (877) 507-3152